A recent tragedy on Highway 34 just east of Mount Pleasant involving a semi-truck and passenger vehicle, reported on KCCI.com, highlights the dangers of illegally operated semi-trucks as well as a common misconception among the drivers on Iowa Highways. There is a common belief that the person at the back of a rear-end collision is always at fault. This is not always the case.
You're In Better Hands With Gourley, Rehkemper & Lindholm - Des Moines Iowa's Personal Injury & Accident Claims law firm - we protect injured Iowans.
Tuesday, July 3, 2012
The Rear of a Rear-Ender is NOT Always at Fault
A recent tragedy on Highway 34 just east of Mount Pleasant involving a semi-truck and passenger vehicle, reported on KCCI.com, highlights the dangers of illegally operated semi-trucks as well as a common misconception among the drivers on Iowa Highways. There is a common belief that the person at the back of a rear-end collision is always at fault. This is not always the case.
Thursday, February 3, 2011
Along for the Ride - Who is responsible for a passenger's injuries in a car accident?
Monday, January 24, 2011
How much time does a person have to seek medical treatment?
A common question by those injured in car accidents is: "how much time does a person have to seek medical treatment following a car accident?"
The short answer is that there is no certain time frame within which Iowa law requires an accident victim to seek medical treatment. Theoretically, a person could be hit by a car, not go to the doctor for a year, and the insurance company would still be responsible for your medical bills and other damages. However, there are time frames within which claims have to be filed.
Generally a person has two years from the date of an accident to file a lawsuit. This is called the statute of limitations. So while there is not technically a period within which a person must seek treatment, if an individual discovered an injury after two years, the claim would be denied outright by the insurance company and could not be filed. Luckily, it would be highly unlikely that symptoms from an injury would start to be noticed more than two years after an accident. Regardless, it is certainly advisable to seek medical attention as soon as is practical following an accident.
The most important reason to promptly seek medical attention following an injury is obviously for the person's health. Many injuries require immediate attention to minimize the pain and effects on the body. In certain circumstances, injuries can become life threatening if not treated immediately. Also, in the worst scenarios, a person, often one that is in shock, simply does not realize the severity of an injury. For these reasons, it is advisable to be checked out by a physician following an accident even if the person thinks they are not seriously hurt.
Another effect of delaying treatment is an insurance company’s treatment of medical expenses. If another driver causes an accident that results in injuries, that driver’s insurance company is generally responsible for the injured individual's medical expenses and other damages. However, the longer the time period between the accident and the treatment, the more likely the insurance company will resist or at least delay paying for treatment. Insurance companies often try many tactics to avoid paying an injured party. One is to claim that the injury was not related to the accident. This claim is difficult to make if the treatment was received immediately following the accident. However, if there is no treatment for say, six months, it is much more likely that an insurance company tries to relate the symptoms to another cause such as work, exercising, or another factor. This is yet another reason to seek medical treatment sooner rather than later.
In summary, if you are in an accident, it is always a good idea to get checked out by a doctor to be safe. Even if time has gone by since the accident, if a problem arises, definitely seek medical attention. While a delay can complicate the claims process, it definitely does not does not preclude recovery. Lastly, once you are aware of a problem, do not delay. This can hurt you and your recovery and your health is paramount regardless of whether or not a claim is ever necessary.
Helpful Information: Iowa Statute of Limitations Lost Wages Financials & Accidents Insurance Claims Claims Against Estates How long does a lawsuit take? Notify Insurance Company Accident Checklist
Friday, October 9, 2009
Apportionment of Fault When Injuries Are Enhanced Due To Defective Products
What happens when a victim of a car accident suffers a more serious injury because the airbag did not deploy or the vehicle was otherwise defective?
That is the question that the Iowa Supreme Court was asked to decide in the case of Jahn v. Hyundai Motor Company, decided this morning.
While the path by which the Iowa Supreme Court answered the question is full of complex legal analysis and considerations, the answer is quite simple.
If the enhanced injury can sufficiently be separated and attributed to each particular defendant (if it is "divisible") than the manufacturer of the vehicle is only liable for the amount of damages resulting from the enhanced injury proximately caused by the vehicle defect. If the enhanced injury is not divisible but the plaintiff can establish that an enhanced injury did indeed occur due to a design defect, it is for the jury to apportion fault between the applicable defendants. If one defendant is determined to be more than 50% at fault than that defendant will be considered jointly and severally liable for the full extent of the damages.
The true meaning of this case is best described by way of an example.
Assume that a plaintiff is injured through no fault of his own, in a motor vehicle accident wherein the air bag did not deploy. The plaintiff sues both the defendant driver and the manufacturer of the vehicle he was driving. The accident is such that had the airbags been functioning properly they would have deployed and the plaintiff would not have been as severely injured. It cannot be particularly established how much more damage was caused by failure of the airbag to deploy but it is proven that the plaintiff suffered a more severe injury as a result. The entire issue of liability and damages goes to the jury and it is the jury's duty to apportion the percentage of fault attributable to each particular defendant.
In these situations each defendant will be responsible and liable to pay for the percentage of damages attributed to that particular defendant. However, if one defendant is found to be more than 50% at fault, they can be held responsible for the full amount of damages in the event that the other defendant has already settled or is unable to pay their share. This is most important in serious injury accidents where one defendant has settled already and the case proceeds to trial against the one single defendant.
If, for example, the plaintiff settles with the at fault defendant who was driving the other vehicle, say for the insurance policy limits of $100,000, but the total amount of damages are determined to be $1 Million dollars, if the manufacturer of the defective vehicle is determined to be more than 50% at fault, they will be responsible for the remaining $900,000.00. If they were less than 50% at fault they would simply have to pay their percentage of the damages.
This ruling is sensible and follows the majority of most other States and adopts the Restatement 2nd of Torts position on this issue. It ensures that plaintiffs will be fully compensated and fault will be fairly attributed to each potential responsible party.
Helpful Relative Information: Opinion: http://www.iowacourts.gov/Supreme_Court/Recent_Opinions/20091009/07-1595.pdf Damages Who can sue for injuries? What can be recovered in a lawsuit? Insurance Company Claims
Thursday, October 16, 2008
IowaCarAccident.com Launches
- 10 critical things to do at the scene of any car, truck, bus, train accident
- Law Library - you definitely want to read this!
- Legal & insurance terms & phrases
- Facts about insurance companies & claims
- Common head injuries from accidents
- Symptoms of a brain injury
- Traumatic brain injury
- Whiplash
- Sprained Neck
- Cervical sprains
- Damage to the central nervous system
- Closed head injuries
- Open head injuries
- Brain injury recovery & treatment
- Serious accidents - serious injuries
- Effects of serious accidents on family members
- About the Des Moines Iowa Car Accident Attorneys
- Negligence injury claims
- Medical malpractice
- Reckless driving
- Wrongful death accidents
- Notifying your insurance company of an accident
- The anatomy of the brain
- Skeleton - a skeletal view
- Who can file a lawsuit?
- What can be recovered in a lawsuit?
- Wages - recovery of lost wages
- Financial management after an accident
- How are awards paid?
- Taxes on awards & settlements
- Types of insurance
- Insurance companies & claims
- Statutes of limitations - how long do you have to sue for damages?
- Timeline of lawsuits
- Who is responsible?
- Who is liable?
- How do negligent acts get looked at?
- What evidence will be considered?
- What is the discovery of evidence process?
- How are lost wages calculated?
- Will I get unemployment?
- Truth & honesty in court proceedings
- When should I hire an accident attorney?
- What is the difference between a civil & criminal attorney?
- Do I need a criminal lawyer?
- What does a personal injury lawyer do?
- Do I need a trial lawyer? If so, why do I need a trial attorney?
- What should I have done at the accident scene?
Each of those topics are covered in great detail, and more topics will be added as we hear from our clients regarding the things that they want to learn about from our website. As always, the disclaimer reads - no website or BLOG can replace a consultation with an attorney who can then ask questions and provide you with sound advice that you can act upon.
If you have been in an accident in the state of Iowa or lost someone dear to you, please contact the personal injury attorneys at Gourley, Rehkemper & Lindholm for a professional assessment of your accident case. The initial consultation is free and without obligation.